Finding a low rate credit card can be tricky. But our list of the latest low rate offers takes out the guesswork. Easily compare introductory rates, ongoing rates, annual fees and other terms on dozens of cards from our partners to find the one that’ll save you the most on interest.

Barclaycard® Ring MasterCard®
  • 0% Introductory APR for the first 15 months on purchases. Plus, you’ll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
  • No balance transfer fees
 APPLY NOW at Barclaycard’s secure site
  • Purchases Intro APR
    0% for 15 months
    Balance Transfers Intro APR
    0% for 15 months (on balance transfers made within 45 days of account opening)
    Regular APR
    13.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 13.24%-23.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
 APPLY NOW
at Citi’s secure site or call Citi at 877-342-7930

  • Purchases Intro APR
    0%* for 21 months*
    Balance Transfers Intro APR
    0%* for 21 months*
    Regular APR
    13.24% – 23.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good
Capital One® VentureOne® Rewards Credit Card
Capital One VentureOne Rewards Credit Card Application
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
 APPLY NOW at Capital One’s secure site
  • Purchases Intro APR
    0% intro on purchases for 12 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    12.74% – 22.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent, Good
BankAmericard® Credit Card
BankAmericard Credit Card Application
9,024 customer reviews
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
 APPLY NOW at Bank of America’s secure site or call Bank of America at  877-827-8836

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
    Regular APR
    See Terms
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Wells Fargo Cash Wise Visa® Credit Card
Wells Fargo Cash Wise Visa Credit Card Application
  • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on virtually every purchase
 APPLY NOW at Wells Fargo’s secure site
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.74%-25.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Chase Freedom Unlimited℠
Chase Freedom Unlimited Application
8,008 customer reviews
  • Unlimited 1.5% cash back on every purchase — it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
 APPLY NOW at Chase’s secure site
  • Purchases Intro APR
    0% for 15 months
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    15.49% – 24.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Chase Slate®
Chase Slate
5,654 customer reviews
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
 APPLY NOW at Chase’s secure site
  • Purchases Intro APR
    0% for 15 months
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    15.49% – 24.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Citi® Double Cash Card
Citi Double Cash Card Application
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
 APPLY NOW at Citi’s secure site
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 18 months*
    Regular APR
    14.24% – 24.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good
Discover it®
Discover it Application
21,263 customer reviews
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
 APPLY NOW
at Discover’s secure site or call Discover at  877-419-9478

  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 18 months
    Regular APR
    11.49% – 23.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Wells Fargo Platinum Visa® Credit Card
Wells Fargo Visa Platinum Card Application
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 15.90%-25.74% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
 APPLY NOW at Wells Fargo’s  secure site
  • Purchases Intro APR
    0% for 15 months
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    15.90%-25.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent/Good