With these cards, you can still get a low rate and generous cash back and rewards, even though there’s no annual fee. Consider these cards from our partners and see how they stack up. Note that some of the cards have no annual fee in the first year, but charge a fee in the following years.

Capital One VentureOne Rewards Credit Card Application
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
 APPLY NOW at Capital One’s secure site
  • Purchases Intro APR
    0% intro on purchases for 12 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    12.74% – 22.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent, Good
Discover it® Cashback Match™
Discover it Cashback Match Application
21,263 customer reviews
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
 APPLY NOW at Discover’s secure site or call Discover at 877-360-3730

  • Purchases Intro APR
    0% for 14 months
    Balance Transfers Intro APR
    0% for 14 months
    Regular APR
    11.49% – 23.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Blue Cash Everyday® Card from American Express
Blue Cash Everyday Card from American Express Application
  • Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
 APPLY NOW at American Express’s secure site or call American Express at 877-915-6432

  • Purchases Intro APR
    0% on Purchases for 12 months
    Balance Transfers Intro APR
    0% on Balance Transfers for 12 months
    Regular APR
    13.74%-23.74% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Wells Fargo Cash Wise Visa® Credit Card
Wells Fargo Cash Wise Visa Credit Card Application
  • Earn $150 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on virtually every purchase
 APPLY NOW at Wells Fargo’s secure site
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.74%-25.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Barclaycard Ring™ Mastercard®
Barclaycard® Ring MasterCard®
  • 0% Introductory APR for the first 15 months on purchases. Plus, you’ll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
  • No balance transfer fees
 APPLY NOW at Barclaycard’s secure site
  • Purchases Intro APR
    0% for 15 months
    Balance Transfers Intro APR
    0% for 15 months (on balance transfers made within 45 days of account opening)
    Regular APR
    13.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card Application
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
 APPLY NOW at Capital One’s secure site
  • Purchases Intro APR
    0% intro on purchases for 9 months
    Balance Transfers Intro APR
    0% intro on balance transfers for 9 months
    Regular APR
    13.74% – 23.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent, Good
Chase Freedom Unlimited℠
Chase Freedom Unlimited Application
8,008 customer reviews
  • Unlimited 1.5% cash back on every purchase — it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
 APPLY NOW at Chase’s secure site
  • Purchases Intro APR
    0% for 15 months
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    15.49% – 24.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
Susan G. Komen® Credit Card
Susan G. Komen Credit Card Application
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
 APPLY NOW at Bank of America’s secure site
  • Purchases Intro APR
    0% Intro APR for 12 billing cycles
    Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    See Terms
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
BankAmericard® Credit Card
BankAmericard Credit Card Application
9,024 customer reviews
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
 APPLY NOW at Bank of America’s secure site or call Bank of America at 877-827-8836

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
    Regular APR
    See Terms
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
BankAmericard Travel Rewards® Credit Card
BankAmericard Travel Rewards Credit Card Application
4,026 customer reviews
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days — that can be a $200 statement credit toward travel purchases
 APPLY NOW at Bank of America’s secure site or call Bank of America at 877-915-7732

  • Purchases Intro APR
    0% Introductory APR for 12 billing cycles
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Terms
    Annual Fee
    $0
    Credit Needed
    Excellent/Good